Family Wealth Planning

Most people want to do more for their family. The question is how to do it wisely — fairly, tax-efficiently, and in a way that reflects your values.

Helping the people you love

Whether you want to help your children get on the property ladder, support grandchildren through education, or simply make sure your wealth passes to the right people in the right way, the desire to look after your family is one of the most powerful financial motivations there is.

But good intentions aren’t enough on their own. Without proper planning, even generous gifts can create tax problems, family tensions, or unintended consequences. We help you think it through properly — so what you give genuinely helps, and nothing is lost unnecessarily along the way.

Questions you might be asking yourself...

How do I pass money to my children or grandchildren tax-efficiently?
How do I make sure I treat everyone fairly?
Can I give money away now without affecting my own financial security?
How do I make sure my wealth stays in the family?
Should I be thinking about trusts?
How do I start a conversation about money with my family?
How do I plan across different generations with different needs?

Family wealth planning works best when it’s joined up — looking at your whole financial picture, your family’s individual circumstances, and the longer-term picture all at once. That’s exactly how we approach it.

We help you understand what you can afford to give, when, and how, in a way that’s tax-efficient for everyone involved. We think about the generations below you, but we never lose sight of your own financial independence and security. You worked hard to build what you have, and any plan we create will always protect that first.

Where families want to have open conversations about wealth and planning together, we’re experienced in facilitating those discussions in a way that feels comfortable and constructive for everyone involved.

Book a family wealth conversation

A plan that works for your whole family

Every family is different. What works for one won’t work for another — which is why we take time to understand yours before recommending anything. If you’d like to explore what family wealth planning could look like for you, we’d love to have a conversation.

Let's start with a conversation.

If you’d like to explore what financial planning could look like for you, we’d love to hear from you. There’s no obligation and no jargon — just a relaxed, honest chat about where you are and where you’d like to get to.

Click here to Book Your Free Initial Call Now or send us a message using the form below.

Phone

01509 610472

Email

advice@chestertonhouse.co.uk

Visit us

3 Rectory Place, Loughborough, LE11 1UW