Inheritance Tax and Estate Planning

You've worked hard to build your wealth. Let's make sure as much of it as possible goes to the people you love.

Pass on more, pay less tax

Inheritance tax is one of the most emotive financial issues there is. Nobody wants to see a significant portion of what they’ve spent a lifetime building handed over unnecessarily — and yet without proper planning, that’s exactly what can happen.

The good news is that with the right advice, put in place early enough, there’s often a great deal that can be done. We help people understand exactly where they stand, what their options are, and how to structure their affairs in a way that’s tax-efficient, fair to their family, and true to their wishes.

Questions you might be asking yourself...

How much inheritance tax will my estate actually pay?
How can I reduce my IHT liability without giving everything away now?
What's the most tax-efficient way to pass money to my children?
Should I be making gifts during my lifetime?
Do I need a will or trust — and what's the difference?
How do I make sure my wishes are actually carried out?
Can I pass on my pension tax-efficiently?

Everyone’s situation is different, and the right approach depends on the size of your estate, your family circumstances, and what you want your legacy to look like. That’s why we start by understanding what matters most to you — not just the numbers.

We help you understand your current IHT position and what it could look like in the future. We look at the full range of options available — from lifetime gifting and trusts to pension planning and charitable giving. And we make sure everything works together as part of your broader financial plan, rather than being dealt with in isolation.

We work closely with solicitors when wills and trusts are needed, so you get genuinely joined-up advice. If you already have a solicitor you trust, we’ll work alongside them. If not, we can connect you with someone who shares our values and approach.

Book your free phone call today

The sooner you start, the more options you have

Many of the most effective IHT planning strategies take time to work — which means the earlier you put them in place, the better the outcome. For clients who want to include charitable giving as part of their legacy, we’re happy to explore how that might work — including through the Chesterton House Foundation.

If you’d like to understand where you stand and what’s possible, we’d love to have a conversation.

Let's start with a conversation.

If you’d like to explore what financial planning could look like for you, we’d love to hear from you. There’s no obligation and no jargon — just a relaxed, honest chat about where you are and where you’d like to get to.

Click here to Book Your Free Initial Call Now or send us a message using the form below.

Phone

01509 610472

Email

advice@chestertonhouse.co.uk

Visit us

3 Rectory Place, Loughborough, LE11 1UW